Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 : PA-Title-Insurance-Agent

  • Exam Code: PA-Title-Insurance-Agent
  • Exam Name: Pennsylvania Producers Examination for Title Insurance Series 16-10
  • Updated: Aug 30, 2026     Q & A: 67 Questions and Answers

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Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:

SectionWeightObjectives
Topic 1: Title Exceptions and Procedures for Clearing Title21%- Liens and encumbrances
  • 1. Federal liens
    • 2. Voluntary liens
      • 3. Involuntary liens
        • 4. Taxes and assessments
          • 5. Judgments
            - General exceptions
            - Property-related issues
            • 1. Condominiums
              • 2. Water rights
                • 3. Equitable interests
                  • 4. Attachments
                    • 5. Mineral rights
                      • 6. Surveys
                        Topic 2: Title Insurance Principles- Title insurance policies
                        • 1. Loan policy
                          • 2. Commitments
                            • 3. Leasehold policy
                              • 4. Enhanced policies
                                • 5. Owner's policy
                                  - Policy structure
                                  • 1. Schedule A
                                    • 2. Schedule B exceptions
                                      • 3. Exclusions
                                        • 4. Insuring provisions
                                          • 5. Conditions and stipulations
                                            • 6. Endorsements
                                              - Title search techniques
                                              • 1. Computer index
                                                • 2. Chain sheet
                                                  • 3. Hard copy index
                                                    - Insurable interests
                                                    • 1. Life estate
                                                      • 2. Leasehold estate
                                                        • 3. Fee simple estate
                                                          • 4. Easements
                                                            - Risks covered by title insurance
                                                            • 1. Errors in public records
                                                              • 2. Hidden off-record risks
                                                                • 3. Errors by producer
                                                                  Topic 3: General Insurance Concepts3%
                                                                  Topic 4: Insurance Regulation12%- Company regulation
                                                                  • 1. Solvency requirements
                                                                    • 2. Rates regulation
                                                                      • 3. Unfair claims settlement practices
                                                                        - Producer regulation
                                                                        • 1. Unfair inducements and marketing practices
                                                                          • 2. Charges for extra services
                                                                            • 3. Prohibited acts
                                                                              • 4. Record keeping
                                                                                - Federal regulation
                                                                                • 1. Fraud and false statements (18 USC 1033/1034)
                                                                                  • 2. Fair Credit Reporting Act
                                                                                    - Licensing
                                                                                    • 1. Expiration
                                                                                      • 2. Persons to be licensed
                                                                                        • 3. Continuing education
                                                                                          • 4. Appointment procedures
                                                                                            • 5. Address change
                                                                                              • 6. General requirements
                                                                                                • 7. Title producer additional requirements
                                                                                                  • 8. Reporting of actions
                                                                                                    • 9. Disciplinary actions
                                                                                                      • 10. Renewal
                                                                                                        • 11. Licensing process
                                                                                                          • 12. Revocation, suspension, nonrenewal or denial of license
                                                                                                            • 13. Cease and desist orders
                                                                                                              • 14. Maintenance and duration
                                                                                                                • 15. Assumed names
                                                                                                                  - Unfair trade practices
                                                                                                                  • 1. Unfair discrimination
                                                                                                                    • 2. Twisting
                                                                                                                      • 3. Rebates and inducements
                                                                                                                        • 4. Boycott, coercion or intimidation
                                                                                                                          • 5. False advertising
                                                                                                                            • 6. Misrepresentation
                                                                                                                              • 7. Defamation
                                                                                                                                - Title insurance law requirements
                                                                                                                                • 1. Examination of title required
                                                                                                                                  - State regulation
                                                                                                                                  • 1. Commissioner's general duties and powers

                                                                                                                                    Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

                                                                                                                                    Question 1

                                                                                                                                    What must accompany the satisfaction piece when presented for recording?

                                                                                                                                    A. The payment record
                                                                                                                                    B. The certificate of title
                                                                                                                                    C. The final receipt
                                                                                                                                    D. The original mortgage instrument


                                                                                                                                    Question 2

                                                                                                                                    In 1990, Eddie granted to Bob an easement to cross Eddie's land to reach some hunting grounds off the highway. The easement was depicted on a plat of survey recorded in the county land records. In 1995, Bob stopped hunting and has not used the easement since. Bob never intends to go back there again. How can Eddie get rid of the easement that crosses his property, so that Eddie can sell the land free of the easement?

                                                                                                                                    A. Eddie can sell the land without regard for the easement because Bob stopped using it in 1995.
                                                                                                                                    B. Eddie can sell if Bob executes a release of the easement and it is filed at the recorder's office.
                                                                                                                                    C. The easement can be considered abandoned because Bob no longer hunts and has no intention to use the easement in the future.
                                                                                                                                    D. Bob must join Eddie in the execution of the contract to the new buyer to release the new buyer from the effects of the easement.


                                                                                                                                    Question 3

                                                                                                                                    Which of the following can be licensed as a title insurance agent?

                                                                                                                                    A. an officer of a title company
                                                                                                                                    B. an approved attorney
                                                                                                                                    C. an employee of a title company
                                                                                                                                    D. a legal entity


                                                                                                                                    Question 4

                                                                                                                                    A state tax lien filed in the county where the taxpayer owns property is

                                                                                                                                    A. only a lien against the property described in the lien.
                                                                                                                                    B. only a lien upon the sale of the property.
                                                                                                                                    C. a lien that remains in force for a 3-year period.
                                                                                                                                    D. a lien against any property owned by the taxpayer in the county.


                                                                                                                                    Question 5

                                                                                                                                    A deed was properly completed and executed. Title to the property passed when the deed was

                                                                                                                                    A. signed.
                                                                                                                                    B. accepted by the grantee.
                                                                                                                                    C. acknowledged.
                                                                                                                                    D. recorded.


                                                                                                                                    Solutions:

                                                                                                                                    Question 1
                                                                                                                                    Answer: D
                                                                                                                                    Question 2
                                                                                                                                    Answer: B
                                                                                                                                    Question 3
                                                                                                                                    Answer: D
                                                                                                                                    Question 4
                                                                                                                                    Answer: D
                                                                                                                                    Question 5
                                                                                                                                    Answer: B

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