Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 : NY-Life-Accident-and-Health

  • Exam Code: NY-Life-Accident-and-Health
  • Exam Name: New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55
  • Updated: Jun 01, 2026     Q & A: 122 Questions and Answers

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Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 Sample Questions:

1. Which of the following statements BEST describes a disability elimination period?

A) A benefit or utilization period.
B) A dollar deductible rather than a time deductible.
C) A time deductible rather than a dollar deductible.
D) A qualifying period.


2. The policy provision describing the responsibilities of the master policyowner is in

A) group health policies.
B) certificate of coverage.
C) individual health policies.
D) individual medical policies.


3. A single contract for group medical insurance issued to an employer is known as

A) an employer policy.
B) a group policy.
C) a master policy.
D) a certificate policy.


4. Which of the following statements BEST describes a single premium cash value policy?

A) It requires only one payment to make the policy paid up.
B) It provides for only one premium to be paid without evidence of insurability.
C) It requires the policyowner to pay one premium annually.
D) It waives one future premium if the owner becomes disabled.


5. If a long-term care insurance policy or certificate replaces another long-term care policy, what does the replacing policy have to do?

A) waive any time periods applicable to preexisting conditions to the extent that similar exclusions have been satisfied under the original policy
B) waive any preexisting conditions requirements after 30 days and allow for a 45-day " free look " period
C) waive any time periods applicable to preexisting conditions as long as the client agrees in writing to stay on a doctor recommended treatment schedule
D) allow a 45-day " free look " period


Solutions:

Question # 1
Answer: C
Question # 2
Answer: A
Question # 3
Answer: C
Question # 4
Answer: A
Question # 5
Answer: A

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