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Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. The term used in the Real Estate Settlement Procedure Act (RESPA), that describes a situation in which a person must use a particular provider for settlement services in order to have access to some distinct service or property, is known as

A) required use.
B) bundled services.
C) anti-kickback.
D) tied benefits.

2. Which of the following is NOT among the requirements for recording a document affecting title to property in Pennsylvania?

A) The executed title insurance policy must be sent to the state insurance department.
B) The stamp of the notary must be clear and legible and nothing may be written over it.
C) The signatures on the document must be acknowledged.
D) The addresses of grantees must be provided on a special form appended to the document.

3. Which document is recorded in the recorder of deeds?

A) notice of lis pendens
B) mechanic's lien
C) civil judgment
D) realty transfer tax statement of value

4. An insurer fails to promptly provide a reasonable explanation for the denial of a claim as a general business practice. This is considered to be

A) a violation of the grace period provision.
B) a fraudulent insurance act.
C) a contractual liability.
D) an unfair insurance practice.

5. A notarized deed ensures that the

A) title is clear.
B) title is transferred.
C) deed can be recorded.
D) deed is legally binding.

Solutions: